An architectural view of how a financial data provider can make its data ready for autonomous and semi-autonomous agents. Workflow archetypes, the three human-in-the-loop bands, the surfaces (REST, SDK, MCP, agents.md, skills, code-as-action), and why the semantic layer is the product.
An essay from 2023 arguing that LLMs would become primary consumers of APIs, that API documentation would become in-demand training data, and that API product managers would soon be designing for a non-human customer. Republished with a 2026 note.
A product design approach to helping banks protect elderly customers from scams while preserving dignity and autonomy through multi-party authentication and trust networks.
APIs aren't just functional contracts, they're user interfaces for developers. Great API design requires the same aesthetic judgment and taste that defines excellent product design.
An essay from 2023 arguing that natural-language queries would replace SQL as the primary interface to enterprise data, with the data catalog as the substrate that makes those queries trustworthy. Republished with a 2026 note.